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What is retirement lifestyle planning?

You are here:   Home   >  Blog | Valerie MacLeod

04/09/2023

Plan, Systems Thinking

I have started writing and coaching on retirement lifestyle planning. Why? I am in those pre-retirement years and as I'm using The Systems Thinking Approach® to help plan the "next chapter" of my life. I'd like to help others who are starting to think about what the next few decades might be like.

I've discovered that most of the advice on the web and in books is geared towards the financial part of retirement planning. While having the money to move onto the next chapter is important, you still have to have a good idea of what that next phase of life is going to look like for you before you know how much money you will need.

What is retirement lifestyle planning? 

Retirement lifestyle planning is taking a big picture at what you'd like your next stage of life to look like. Determining where you are going to live, how you are going to spend your time, how you are going to stay healthy - and then figure out the financial part of that picture. 

If you don't plan for the next chapter of your life, you might end up watching television all alone and life could pass you by!

In the 5-15 years prior to "retirement" you should start considering what you want the next phase of life to look like, and then saving and creating habits to move in that direction.

Look at these parts of your life: 

  • Home and location: Where you will be spending your upcoming years
  • Avocation and leisure: Spending your gifts of time and talent in fulfilling ways. Look at working full time or part time, volunteering, babysitting your grandchildren, golfing, reading, writing a novel, taking up a new hobby, relaxing, traveling, returning to school, or starting a new business
  • Health and Fitness: Without your health, your wonderful retirement plans aren’t worth much. Consider exercise, movement, nutrition, stress management, as well as emotional and mental health
  • Family and Friends: Building and maintaining healthy relationships
  • Intellectual Stimulation: Keeping your mind sharp
  • Spiritual Fulfillment: Connecting with the world in ways that are meaningful to you

If you are interested in more help in desiging the next part of your life:

  • Purchase my ebook "There's More to Retirement than Golf"
  • Download my free list of "72 Things to Do in Retirement"
  • Contact me at Valerie.MacLeod@HainesCentre.com
  • Follow me on social media

 

I created this photograph in Bali.

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